Credit Card Casinos - Find a Trusted Credit Card Casino UK 2026

Elizabeth Vasquez
Fact-Checked by Elizabeth Vasquez
Last Updated 28 August 2026
credit card casinos

Finding a credit card casino UK is impossible, and it has been impossible since the UK Gambling Commission banned the use of this payment method in 2020. It chose to do so as it saw too much debt risk associated with credit card gambling payments, with many users owing their credit card providers extortionate amounts of money as a direct result of online gambling.

Instead, online credit card casinos are only available at overseas operators where a credit card ban is not enforced. Please be aware that using a credit card to gamble poses significant financial risks, and it should not be taken lightly. If you’d like to learn more about credit card casino sites, this page will tell you all you need to know.

This page is only for 18+ users and should not be used by anyone registered with GamStop or similar self-exclusion schemes.

Self-Eclusion Notice

All content on this page is strictly for users who are not registered with a self-exclusion scheme. If you have self-excluded and are currently signed up to GamStop, BetStop, Gamban or similar, we do not encourage you to access alternative online casinos. Instead, seek the necessary support to get help with problem gambling.

Free, confidential support is available 24/7 via:

  • The National Gambling Helpline - 0808 8020 133
  • GambleAware.org
  • GamStop self-exclusion (available for free)
  • StepChange support for gambling debt - 0800 138 1111

Full Responsible Gambling guide for users available here

About These Casinos

The operators you see on this page are not licensed by the UK Gambling Commission and have no connection to the United Kingdom or any mandatory schemes. The sites are provided by overseas operators and are independently licensed by offshore regulatory bodies. Be aware that player protections may differ - this includes verification standards, responsible gambling tools, withdrawal rules and complaints procedures.

Learn more by seeing How We Review Casinos

Affiliate Disclosure

CasinoGam works with several affiliate networks, and this means we may earn commission if users join casinos by clicking on our affiliate links on this page. Our commercial relationships in no way affect or shape our editorial rankings, and we carry out unbiased reviews and tests on all casino sites.

See our full Advertising Disclosure here

The Full Catalogue of Casinos That Accept Credit Cards

  • 1
    Zizobet Casino
    Zizobet Casino
    4.47
    550% + 50 FS
    Full Review
    • Credit Card Payments Accepted
    • Wide Range of High RTP Slots
    • Operates Outside GamStop
  • 2
    GoldenBet Casino
    GoldenBet Casino
    4.5
    300% welcome package
    Full Review
    • Independently Audited
    • Available Without GamStop
    • Pay by Crypto or Card
  • 3
    DonBet Casino
    DonBet Casino
    4.48
    150% welcome bonus + 50 FS
    Full Review
    • Curacao Licensed Operator
    • Not Under GamStop
    • Payouts Within 24 Hours
  • 4
    CasperBets Casino
    CasperBets Casino
    4.45
    Up to 500% bonus and 500 FS
    Full Review
    • Excellent Welcome Bonuses
    • Daily Missions & Weekly Cashback
    • Available While On GamStop
  • 5
    Rolletto Casino
    Rolletto Casino
    4.41
    150% + 200 free spins
    Full Review
    • Top For GamStop Customers
    • Streamlined Registration
    • Min. Deposit €20
  • 6
    Casino Joy Casino
    Casino Joy Casino
    4.43
    Up to 450% + 425 free spins
    Full Review
    • Compatible with VPNs
    • Operates Independently of GamStop
    • Frequently Updated Games
  • 7
    VeloBet Casino
    VeloBet Casino
    4.4
    330% + 300 FS welcome package
    Full Review
    • 20 EUR To Unlock Bonus
    • Vast Sports Betting Section
    • Not In The GamStop System
  • 8
    Wager Tales Casino
    Wager Tales Casino
    4.24
    950% bonus and 600 free spins
    Full Review
    • Open to GamStop Users
    • Fast Credit Card Transactions
    • Large Variety of Slot Games

What You Need To Know About Credit Card Gambling

The UKGC initiated a ban on all forms of credit card gambling in April 2020. This came after a review of online gambling, which found that around 800,000 UK players used credit cards to make deposits. What was more worrying was that the research they conducted found that 22% of credit card gamblers were designated as “problem gamblers.” 

Essentially, the ban came into effect as the UKGC deemed credit cards to be too risky to player safety. The reasons behind this are clear: 

  • Credit card companies treat gambling payments as cash advances
  • Cash advances come with additional fees and immediate interest of between 19-25% APR
  • This interest compounds daily until the gambling payment is paid off, leading to massive amounts of debt

Based on the above, credit card gambling is a quick way to enter a debt spiral where you owe a lot of money, and the debt gets bigger and bigger every day. This is something you seriously need to consider if you’re interested in credit card casino sites. 

Furthermore, using a credit card to deposit money can increase your credit score utilisation, which credit bureaus look at when giving you a credit score. If your utilisation for cards is too high, it looks like you need to borrow a lot of money frequently, and so your score will decrease. This makes it hard to apply for genuinely useful loans if you need them in your life. 

The key thing to remember is that credit card casinos do exist, but they’re provided by overseas operators. You may be able to join them, but that doesn’t automatically mean it’s a good idea. Take great care and consider if an alternative payment method isn’t better for you.

Some Concerns About Credit Card Online Casino Sites

Online casinos that accept credit card deposits have a handful of obvious concerns that you must educate yourself about before you ever consider using one of these sites. They are absolutely not suitable for everyone, and here are the main problems you’re likely to face.

Many Casinos Are Unlicensed

You will find Curacao casinos accepting UK players on our list of credit card online casino platforms. That being said, it’s equally common to encounter casinos with no licence at all. These casinos are unregulated, and that means you don’t garner the support of a governing body.

Credit Card Providers Use Cash Advance Fees

The biggest concern with credit card gambling sites is that your credit card provider may treat any transaction as a cash advance purchase. It does this because of the high-risk nature of a gambling deposit, and a cash advance comes with things called cash advance fees. This includes an extra fee on your purchase right away, so that £50 deposit could actually end up adding £60 or £70 to your credit card balance.

You’ll Be Charged Compound Interest With No Grace Period

Another huge worry is that credit card providers charge you compound interest when you deposit at gambling companies. This is a side effect of the payment being treated as a cash advance. Unlike normal credit card payments, which don’t have interest charges until after your bill date passes, a cash advance payment starts compounding interest from the day its made. The interest keeps adding up until you pay off your debt, regardless of your credit card bill due date.

Credit Card Gambling Payments Cause Debt Spirals

As a result of your casino deposits being treated as cash advance payments, this makes credit card casino sites a huge debt spiral mechanism. It is too easy to end up in a lot of debt after making just a couple of deposits due to fees and compound interest. This doesn’t even take into account other payments on your credit card, which add to your overall monthly bill. Many players find it difficult to pay off all of their debts in one go, so they make a minimum payment and then deal with more credit card interest.

And let’s not forget the cash advance compound interest; if you could only manage the minimum payment on your credit card for the month, this might not cover the gambling deposits. As such, you still deal with compound interest on top of your new credit card bill interest. You can very easily see how dangerous this is and how quickly it can spiral out of control.

May Have a Negative Impact on Your Credit Score

While gambling payments themselves don’t show up explicitly on a credit report, depositing with credit cards can lead to a negative impact on your score. How? Because you may utilise more credit than usual by depositing a lot of money – or you might end up applying for more credit cards to deal with your gambling debts. Being in debt itself can have a negative impact on your credit rating, which then has a serious consequence on other aspects of your life.

Won’t Always Provide Sportsbooks

It’s rare, but some of the casinos won’t be betting sites that accept credit cards. They only let you gamble on casino games – which might be fine for some, but for those who like sports betting, it’s not ideal.

Tend To Have Slow Withdrawal Times

While the odd online casino that accepts credit cards will offer fast withdrawals, most are pretty slow. If you opt for a credit card payout, it can take up to seven working days to receive your money from many of the various platforms.

How We Identify Casinos That Accept Credit Cards UK

Theoretically, all offshore online casinos could let you use your credit card for deposits. That being said, our research shows us that most of these sites aren’t worth looking at. When we add a casino to the list on this page, we do so with full confidence that you’ll enjoy the site and everything it offers. 

How? Because we go through a step-by-step process that analyses each site and checks it for a series of critical features. 

Step 1: Check the Casino’s Legal Status

Do not join casinos that take credit cards if they claim to be licensed or registered in Great Britain. It is illegal for a platform to have a UK licence and provide credit card payments. Instead, we only care about non-UK regulated casinos. These sites have the legal capacity to be pay by credit card casino establishments.

Step 2: Make Sure UK Credit Card Payments Are Available

It might look like an obvious step, but it’s common to find a casino that accepts credit cards from non-UK players only. What happens is you join the site from the UK, and the credit card method disappears. That’s why we’re careful to only select credit card casino sites that let users from Great Britain deposit via this particular method.

Step 3: Look for Reasonable Payment Conditions

What good are credit card casinos in the UK if they have unreasonable payment demands? We’re talking about huge minimum deposits, loads of payment fees and so on. That’s not beneficial for you in the slightest, so our team finds casinos with more honest and reasonable terms.

Step 4: Confirm Wide Player Acceptance

We know that a lot of you visit our website to find non-GamStop casino sites, and credit card casinos fall under that banner. As a consequence, our search for casinos that accept credit cards includes a test to see if the platforms accept players from different locations, meaning you’ll be allowed to join.

Step 5: Carry Out a Full Review

Finally, we conduct a full-scale review of the online casino that accepts credit card deposits to bring you detailed information about it. Our reviews look at everything from casino safety to game library options, bonuses and more.

Our Top-Rated Online Casino Credit Card Sites

You can select any online casino that accepts credit card payments from our list and have a fabulous time. That being said, we know that time is of the essence and you can’t afford to look through over a hundred reviews to pick your ideal site. 

So, our expert review team has shortlisted the best credit card deposit casino platforms for this month! See the snapshot reviews below to learn more – and compare the best online casinos that accept credit cards UK to find your perfect place. 

The Best Credit Card Deposit Casino UK Sites
Top CasinosWelcome BonusNumber of GamesBest Feature
Donbet150% Welcome Bonus up to 750 EUR & 50 free spins6,800+Weekly tournaments
CasinoJoyWelcome package 450% up to €6000 + 425 free spins9,000+Huge choice of games
Goldenbet300% Welcome Bonus up to €15005,000+Live chat support
Velobet330% Bonus + 300 free spins welcome package6,500+Weekly promotions
Bass Win375% Match Bonus with 300 FS2,500+Epic lottery draws
Magic Win950% total welcome package bonus + 175 free spins2,000+Fast credit card payouts
Jettbet450% up to €6000 + 425 FS9,000+Loyalty scheme
Winit900% welcome pack bonus + 200 free spins2,000+Massive welcome bonus
1

DonBet Casino

DonBet Casino
150% welcome bonus + 50 FS
Full Review

DonBet throws itself amongst the very best casino sites that accept credit cards by giving you an all-around excellent experience. Deposit and play with as little as €20 while enjoying no daily or weekly deposit limits. Use Visa or Mastercard to fund your account and venture forth into a diverse game library with a slots focus. You’ll find some epic high-RTP games and rollover jackpots that mean one lucky bet can win a fortune.

Our Favourite Features
  • Low minimum deposit
  • Quick account registration
  • Large choice of NetEnt slots
Screenshots & Snippets
2

Casino Joy Casino

Casino Joy Casino
Up to 450% + 425 free spins
Full Review

Casino Joy is a newer site with loads of exciting elements that can easily draw you in. The option for a highroller bonus on your first deposit is very pleasing, as is the fact that you can run your VPN on this site for better security. People have won five-figure sums on this site – and it’s an online casino credit card deposit platform with fast withdrawals. Just in case that’s not enough to tempt you, the site actively rewards loyal players with some stonking bonuses!

Our Favourite Features
  • A really detailed VIP platform
  • Up to €500,000 jackpot games
  • Always has the newest games
Screenshots & Snippets
3

GoldenBet Casino

GoldenBet Casino
300% welcome package
Full Review

GoldenBet has been a trustworthy online casino accepting credit card payments for as long as we can remember. An absolute stalwart of the non-UK casino niche, few sites match this one in terms of credibility and reputation. It always receives rave reviews from customers old and new, which we pin down to the excellent user experience. The online casino is simple to use and invites you into a world of 3,000+ games. You get to deposit in a couple of seconds and benefit from weekly bonuses, plus a regular cashback reward. It’s a casino that’s never afraid to give back, and that’s why it’s been at the top for so long.

Our Favourite Features
  • One of the best cashback bonuses
  • Very clean user interface
  • Wonderful live chat support
Screenshots & Snippets
4

VeloBet Casino

VeloBet Casino
330% + 300 FS welcome package
Full Review

VeloBet is a super clean casino that supports desktop and mobile play. Anyone can join and enjoy a welcome bonus courtesy of Visa and Mastercard deposits. As a casino that accepts credit card transactions, you know each payment is handled with the utmost care and security. It gives peace of mind so you can relax and enjoy the sprawling gaming catalogue. 1000s of slots are ready for you to play, but don’t sleep on the awesome live gaming section with blackjack, roulette, poker and game shows.

Our Favourite Features
  • No KYC deposits available
  • Impressive live games section
  • A never-ending stream of promotions
Screenshots & Snippets
5

Bass Win Casino

Bass Win Casino
375% welcome pack + 300 free spins
Full Review

Bass Win brings the traditional online casino adventure right into your home. It’s a site that’s defined by its big selection of slots, particularly those from NetEnt, Playson and Blueprint. You also find some of the latest crash games on this website to switch up your playing choices. It’s a casino with credit card deposits, but it also lets you withdraw straight back to your card. This makes your time on the site incredibly straightforward, so you don’t have to add multiple payment methods. It’s a reliable platform that stands the test of time and looks to get better with age.

Our Favourite Features
  • Credit card withdrawals
  • 2,500+ games
  • Free mobile app
Screenshots & Snippets
6

Magic Win Casino

Magic Win Casino
950% up to 6,000 EUR + 175 FS
Full Review

Magic Win deserves to be singled out because it’s one of the only online casinos that accept credit cards with rapid withdrawal options. Players can withdraw via their credit cards in under 48 hours, which is by far the fastest you’ll find on our entire list. It’s a remarkable feat, and the rest of the casino is more than enjoyable. This casino definitely specialises in online slots with a particular fondness for Megaways and Hold & Win titles. It’s also home to some of the biggest jackpots we’ve ever seen.

Our Favourite Features
  • Massive payouts
  • Very reliable payments
  • Licensed by the CEG
Screenshots & Snippets
7

JettBet Casino

JettBet Casino
450% bonus (up to €6,000) & 425 FS
Full Review

JettBet is another incredible credit card casino online for UK players. Sign up and start spinning the reels with a British credit card (has to be Visa or Mastercard), and you’ll jump right into the fun. Over 9,000 games make this one of the largest casinos outside of the UKGC’s jurisdiction, and it can rival the big sites you’ve joined in the past. Jettbet has everything you need from an online casino, but it sets itself apart with some nifty extra features. The constant stream of minigames and daily bonuses are two massive perks, plus one of the best loyalty programs out there.

Our Favourite Features
  • Enormous game library
  • Lots of loyalty perks
  • Best game providers
Screenshots & Snippets
8

Winit Casino

Winit Casino
400% first deposit bonus with 100 FS
Full Review

Winit may make you think twice before joining other credit card online casinos, mainly thanks to its gigantic welcome package. It’s one of the biggest you can claim, and it has low minimum deposit thresholds to make it more affordable. Players have fun on this site for many reasons, though the Pragmatic Play slots are an obvious standout. Some casinos struggle to gain the licensing for these games, but Winit will let you play the entire Big Bass series, The Dog House, Gates of Olympus and so much more.

Our Favourite Features
  • Best casino for Pragmatic slots
  • No credit card fees
  • Only a €15 minimum deposit
Screenshots & Snippets

New Casinos That Allow Credit Cards – The Latest Sites

CasinosLaunch DateMinimum DepositWelcome Bonus
Casper Bets CasinoJanuary 2026€10-€20500% & 500 FS
Wager Tales Casino2025€15950% & 600 FS
Space Slotz Casino2025€10950% Bonus & 175 Free Spins
Bass Win CasinoApril 202420 EUR375% Match Bonus with 300 FS
Zizobet Casino202510 EUR550% + 50 FS

5 Reasons To Trust Our List of Casinos Accepting Credit Cards

Why should you trust a casino that accepts credit card deposits from our list? You might’ve been burned by other lists like this in the past, which only point you towards dangerous or rubbish casinos.

Our list is different – and here’s why:

Full of Verified Sites

All of the independent online casinos on our list are verified by a series of independent tests. We check to make sure that each casino with credit card deposit features is a legitimate establishment that lives up to the latest security standards. If we’re unsure if a site can be trusted, we won’t list it.

We Fact-Check Every Little Detail

Our team works overtime to double and triple check every minute detail to bring you the facts. We always want to give you accurate information when it comes to online casino sites that accept credit cards. This includes details about minimum deposits, withdrawals, the different credit card providers you can use, etc. It’s all fact-checked before we publish the information.

Always Updated With New Information

Furthermore, our list never stays the same. We don’t find a list of casino with credit card deposit platforms and leave it at that. We know that information can become stale and outdated, so we always check to make sure things remain current. Every time you read through this page, you will see the latest casino information.

Our Team Personally Tests Each Casino

We couldn’t possibly recommend an online casino with credit card payments if we’ve not tested it ourselves. That’s why it sometimes takes a bit longer for new reviews to appear on this list; we actually have to join the sites and try them for a couple of weeks. It helps us give you better information while also calling upon first-hand experience to provide unique insights.

We’re Experienced & Impartial

Most of all, you can trust our selection of casino sites that accept credit card deposits because we’ve been doing this sort of thing for years. Most of our team members have well over a decade of experience reviewing casinos and testing sites. Not only that, but we’re impartial and unbiased. You’ll find facts and honest opinions, but we won’t try to force you to join a casino.

Tips for Using Online Credit Card Casinos

What should you expect after joining online casino sites that accept credit card payments? Your primary concerns will revolve around depositing and withdrawing money from your chosen casino. Neither will be as difficult as you expect; follow the directions below to gather a few tips. 

How To Deposit Money at a Credit Card Casino

  • Step 1: Click the Cashier button – Locate the Cashier button at your casino that takes credit card and it will take you to a banking section
  • Step 2: Select the Credit Card option – Your pay by credit card casino UK will display different payment options. Select the one that says “Credit Cards” to proceed. 
  • Step 3: Fill in your credit card details – Nice and easy; fill in the form with your credit card details and then choose a deposit amount.

    Warning: Only deposit money you can afford to lose and set deposit limits to avoid overspending. 
  • Step 4: Deposit your money – Check everything over and then click the deposit money to transfer your funds. The page will refresh, and your money will be ready to use!

    Warning: This transaction may appear as a cash advance with immediate interest and you should look to pay it off as soon as possible.

How To Withdraw Money From Credit Card Casinos

  • Step 1: Verify your account: You will never ever come across true no ID verification casinos, as every site is legally obligated to impose KYC steps when you withdraw money. On that note, the first step in the withdrawal process involves you verifying your account through the casino’s KYC system.
  • Step 2: Meet the minimum requirements: After account verification, check the withdrawal terms and conditions to be sure you meet the minimum requirements and have enough money to initiate a cash out. You will normally see these terms in the Cashier area.
  • Step 3: Choose the Credit Card option – Similar to depositing money, your casino credit card payment site lets you select a withdrawal option. Choose “Credit Cards” to proceed. 
  • Step 4: Enter your withdrawal amount – Pick your card details from the list and then enter a withdrawal amount. Click confirm and the money will start processing.

Deposit & Withdrawal Comparison

DepositsWithdrawals
Verification RequiredNoYes
Transaction SpeedInstant1-7 working days
FeesUsually none Usually none
Average Minimum €10-€20€100-€200
LimitsNoneSometimes daily, weekly or monthly limits

How to Gamble Responsibly at Credit Card Casinos

You can gamble safely and maintain full control of your wagering habits by following GambleAware’s guide to gambling. As one of the leading gambling help providers in the UK, they outline these pieces of advice to consider: 

  • Always set a spending limit in advance and make sure it fits with the rest of your budget.
  • Impose time limits on your sessions to avoid gambling for far too long.
  • Don’t chase your losses; gambling is a game of chance, and you will lose all the time. Know when to quit, as loss-chasing leads to bigger total losses. 
  • Make sure gambling doesn’t take over your life – ensure you spend time doing other fun activities and spending time with your friends/family. 
  • Take plenty of breaks and avoid gambling every single day so it doesn’t become a habit. 
  • Never use gambling as a source of income – treat it as a regular activity that you do in your spare time. 

Following on from this, you need to notice any of the biggest signs of bad gambling habits in yourself before you let it carry on for too long. These signs are taken from GamCare – a leading gambling charity and the founders of the National Gambling Helpline – and you should get help if you spot them: 

  • You become too preoccupied with gambling, and it enters your thoughts throughout the day. 
  • Gambling distracts you from work or other activities, possibly even leading you to make mistakes that impact your personal life. 
  • You make excuses to leave social and professional situations just so you can place a bet or play a quick casino game. 
  • You’re treating gambling as an escape from life – this is a seriously bad sign, as people who use gambling as a coping mechanism are more likely to become addicted and lose a lot of money. 
  • You lie about your gambling habits to other people. 
  • You start borrowing money because of gambling losses. 

Please don’t be afraid to reach out to the right people if you need help with gambling problems. We recommend any of the contact options below: 

  • National Debtline: 0808 808 4000 (For debt advice)
  • National Gambling Helpline: 0808 8020 133
  • GambleAware.org
  • StepChange: 0800 138 1111 (For debt advice)

Credit Card Casino Alternatives: Choose Other Ways To Pay

Online casinos that take credit cards are great for some people, but what if you’d like other ways to pay? We’ve collected all of the main payment preferences in the list here: 

Best Deposit by Credit Card Casino (October 2026)

After many arguments between team members, we’re happy to reveal that CasinoJoy is the best casino that takes credit cards this month. It’s a casino that does everything – and then continues to elevate the experience beyond what you’d expect. You can deposit and withdraw easily using Visa or Mastercard, then find over 9,000 games to play. The full list of features is staggering, so you’ll have to read our complete review to learn more. 

CasinoJoy
Welcome Bonus450% + 425 Free Spins
Number of Games9,000+
Top Game ProvidersNetEnt, Hacksaw, Pragmatic, Microgaming
Payment MethodsCredit Card, E-Wallet, Crypto, Paysafecard
Minimum Deposit€20
Casino Joy Casino
Up to 450% + 425 free spins

Credit Card Casino Questions & Answers

Can I cashout to a credit card from an online casino?

Yes, but you have to double-check with the individual casino. Most casinos that use credit cards will have a withdrawal option for this method, though some don’t. Moreover, a handful may only accept withdrawals via Visa or Mastercard, not both.

Is it legal for online casinos to accept credit card payments?

Yes – but with one massive caveat: the casino cannot be licensed by the UKGC. You won’t find any UK casinos that accept credit cards, but you will find lots of legal overseas sites that can provide this payment method without facing any consequences.

Why did the UK ban credit cards on licensed gambling sites?

The UK banned credit cards on all gambling sites because it carried out an investigation into the potential harmful effects of credit card gambling. It discovered that a large proportion of credit card gamblers had gambling problems, and that the high-risk nature of credit card payments made them dangerous when used in a gambling format. So, in the interest of improving player safety and reducing the potential financial consequences of gambling, the UKGC decided that a nationwide ban was the best approach.

Are credit card casinos blocked by GamStop?

No, credit card casino sites aren’t blocked by GamStop because they’re not based in the UK and don’t have to join this scheme. However, this doesn’t mean that getting around GamStop is recommended, or the right thing to do. Always take great care when joining a credit card casino because you need to gamble responsibly. Get help if you need it and stay safe.

Are these credit card casinos safe for players?

It honestly depends on the casino you choose to join. We’ve tested all of the sites on our list to make sure they’re as safe as possible from a technical standpoint, though be aware that some providers are unlicensed. It’s always better to join licensed sites as you receive more player protections. Likewise, gambling with a credit card will always carry financial risks, no matter how secure the casino itself is.

Are UK players able to use credit card casinos?

Yes! You will be able to find casino sites that accept credit cards UK players can use. Brits are allowed to join foreign casinos and deposit via this payment method. There are no rules against this, so have fun!

Will I have to verify my account to use casinos that accept credit cards?

No. Credit card casinos don’t require account verification if you want to log in and deposit money. They will, however, implement KYC steps when withdrawing money. This is an anti-fraud measure that’s included for your own account safety.

Are gambling charges classified as cash advances on my credit card?

While it is up to the credit card provider to determine the nature of your payments, most will classify gambling charges as cash advances. They see them as a “cash-like” purchase because you could, theoretically, turn the money back into withdrawable cash. There’s also a higher element of risk involved in gambling charges when compared with other credit card payments, and this also factors into the cash advance classification.

How does credit card gambling affect my credit score?

Credit card gambling could have an adverse effect on your credit score because it may increase your total amount of credit card debt. This is because the deposits themselves add to your debt, but then the cash advance fees and immediate interest rates slapped onto gambling payments raise the total debt further.

Additionally, if you deposit regularly, then this means you use your card more often and can get closer to your maximum credit limit. In turn, credit reporting agencies see you as a high-credit-utilisation customer, which will decrease your score further.

What should I do if I cannot pay back credit card gambling debt?

If you cannot pay back credit card gambling debt, then you must seek professional advice right away. Contact StepChange via the link, or call their hotline at 0800 138 1111. They provide free debt advice to anyone and may be able to put you on their Breathing Space scheme, which allows a pause on all debts so you can work out how to deal with them without generating more interest.

About the Author

Jonathan Wallace
CEO, Content & Marketing

Hi there, I’m Jonathan Wallace, and you’ve been reading all of my content here at CasinoGam. As someone with a passion for writing and online gambling, I thought it best to combine my favourite interests and share my thoughts and knowledge with all of you!

I mainly write casino reviews to help people make informed decisions about casino games, but you’ll also find more informative pieces from me on this site. I’m always happy testing new sites and giving you the lowdown, so stick around to read more. Of course, if you want to learn more about me, click the link on my name.